September is National Preparedness Month. In typical 2020 fashion the number of named storms this hurricane season has increased significantly since first predicted. What better reminder to prepare safety plans than to have 25 named storms predicted for this year.
Preparation is the best way to be ready for a dangerous storm such as a hurricane or tropical storm. Have a few flashlights with extra batteries, your cell phone fully charged, a battery powered radio. Keep all of your personal documents in a fire proof box in a readily accessible area. Make sure you have plenty of non-perishable food items, such as canned food, bread, peanut butter, crackers, protein bars and lots of water. The American Red Cross suggests having 1 gallon of water per person per day. A first aid kit is essential, the Red Cross outlines exactly what to put in that first aid kit.
Massachusetts coastal regions are labeled as Evacuation Zone A, B, or C. It is important to know your zone at home and at work (if this is actually a different place!), since people still commute to Boston which is part of all three Evacuation Zones. The Massachusetts Emergency Management Agency has created a map to help residents determine if they are in a hurricane Evacuation Zone.
The most damaging element of a hurricane is the storm surge. A storm surge is when the winds from a hurricane force huge amounts of water from the ocean on to the land. If a hurricane hits at high tide the storm surge is most destructing. It is important to have an evacuation route and destination planned out in case your home or work is evacuated. Homeland Security has outlined how to make an evacuation plan.
Since it is National Preparedness Month, you should be prepared with proper insurance coverage for both your home and auto. Call us with any questions on your coverage. If we have a hurricane this season make sure to contact us with any damage that has occurred to your home or auto. Remember that flood and earthquake damage are not covered by your homeowners policy unless you add the respective endorsement/policy. Read our blog about what type of storm damage is covered by your policy,