We often think of slip and fall insurance claims coming from businesses, but many claims are through homeowners policies. There are people almost every day coming on to your property: friends, relatives, neighbors, FedEx employees, plumber, etc. It is important that you keep your house as safe as possible, for both your family and visitors (invited or not).

Here are a few simple steps to help prevent slip and fall accidents:

• Install railings on you stairs (with most insurance companies this is a must or you will not be covered)
• Properly shovel and use a non-slip ice melt after storms
• Use non-slip pads under all of your area rugs
• Clean up spills immediately…kids are pretty tricky with where they drop things, so be mindful of all the places they are
• Keep cords close to the wall out of the way
• Properly light outside walkways
• Fix all broken steps: outside and inside (make sure stair rugs are properly secured)
• Use doormats both inside and outside of your house
• Use non-slip mats both inside and outside the bath/shower

It is always a good idea to have an umbrella policy also. Our motto: You don’t need to be a millionaire to be sued for a million dollars! A $1M umbrella policy is an inexpensive way to give you that extra protection in case you have a slip and fall accident on your property and are sued. Call us for details www.mancuso-nowak.com