How to Prevent Slip and Fall Homeowners Claims

We often think of slip and fall insurance claims coming from businesses, but many claims are through homeowners policies. There are people almost every day coming on to your property: friends, relatives, neighbors, FedEx employees, plumber, etc. It is important that you keep your house as safe as possible, for both your family and visitors (invited or not). railing

Here are a few simple steps to help prevent slip and fall accidents:

  • Install railings on you stairs (with most insurance companies this is a must or you will not be covered)
  • Properly shovel and use a non-slip ice melt after storms
  • Use non-slip pads under all of your area rugs
  • Clean up spills immediately…kids are pretty tricky with where they drop things, so be mindful of all the places they are
  • Keep cords close to the wall out of the way
  • Properly light outside walkways
  • Fix all broken steps: outside and inside (make sure stair rugs are properly secured)
  • Use doormats both inside and outside of your house
  • Use non-slip mats both inside and outside the bath/shower

It is always a good idea to have an umbrella policy also. Our motto: You don’t need to be a millionaire to be sued for a million dollars! A $1M umbrella policy is an inexpensive way to give you that extra protection in case you have a slip and fall accident on your property and are sued. Call us for details